J-Hela gives you a commission for every member you introduce and takes a loan. You get half of the interest paid by the customer.

Always press 0 to go back to the previous level. This applies wherever you are in the menus.

Networth = Savings - Loan Balance - Amount you guaranteed others.

Go to J-Banking and select withdrawals.

A small loan that is equal or less than your networth. Doesn't require guarantors . At 6% p.a interest.

A service that allows you to transfer funds to other J-Hela member's accounts e.g to savings, fix, current accounts etc.

A loan taken on top of another existing loan. It is taken when one has not finished repaying an existing loan but his networth is higher than current loan balance.