As a J-Hela member start saving in your personal or cluster savings account today and qualify for an easy loan.
Types of Loans
This is the loan given to groups to carry out a common project or buy a common asset eg. a piece of land, farm machinery, etc
Individual loan within a cluster:
This is a loan given to an individual in a group.
This is an individual loan given to a person who may not be a member of a group/cluster
NB: In case of a personal loan the loan applicant can receive three times of their savings as long as they find guarantor-ship for 2/3rd of the loan applied. The applicant and guarantors must agree on the commission rate.