J-Hela Accounts
Individual Account
This is an ordinary account that has no group activity. All transactions needs no signatory.
Lipa na JHela Account
Any activity in this account needs a maker and one signatory. It fits very well in individially owned businesses
Group Account
Any activity in this account needs a maker and 3 signatories. It is fit for chamas and other organised groups.
NB: Once you open an account, you cannot interchange it later!
All the 3 J-Hela Accounts have three types of sub-accounts namely:-
» J-Hela account ( current account)
» J-Hela savings account
» J-Hela fix account
J-Hela Account - This is also known as current account.
J-Hela savings Account – This is an account that determines your loan limit.
J-Hela fix Account - This is an account that a client can save money for a specific period. This money gains interest.