J-Hela Help


Get in touch with us any time. Our customer care will be happy to attend to you.

Earn Commission

J-Hela gives you a commission for every member you introduce and takes a loan. You get half of the interest paid by the customer.

Menu Navigation

Always press 0 to go back to the previous level. This applies wherever you are in the menus.


Networth = Savings - Loan Balance - Amount you guaranteed others.

Withdrawal to M-pesa

Go to J-Banking and select withdrawals.

J-Hela Chap Chap

A small loan that is equal or less than your networth. Doesn't require guarantors . At 6% p.a interest.


A service that allows you to transfer funds to other J-Hela member's accounts e.g to savings, fix, current accounts etc.

Top Up

A loan taken on top of another existing loan. It is taken when one has not finished repaying an existing loan but his networth is higher than current loan balance.

About J-Hela

J-Hela is a mobile Sacco platform that enables its members to save money, transfer funds, borrow loans, buy products and guarantee a member with the aim of economic empowerment.

Download J-Hela


Download JHela App from the Playstore, register and invite friends.

Click  Here to Download the App

Help & Support

home Light Industries, Makongeni,

Thika, Kenya. 

email icon P.O.Box 2068-00100,

tel  +254 020 514 2800

color icons blue email